Universal Life Insurance
Flexible insurance plan with whole life protection and enhacing saving elements
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{{label}}AIA Youth Smart Protection Plan
Type of Product
Issued Age
Policy Term
Smart Plans
(Sum Assured 30 Million MMK)
(Sum Assured 50 Million MMK)
(1) Death Benefit
In the unfortunate event of your passing, your loved ones will receive 100% of Sum Assured to ease financial burdens.
(2) Total Permanent Disability (TPD) Benefit
If you experience total permanent disability, you will receive 100% of Sum Assured to support your medical care and daily expense.
(3) Critical Illness Coverage
Accelerated Early Critical Illness Benefit:
A maximum of 25% of Sum Assured payable
(for coronary angioplasty, a maximum of 10% of Sum Assured payable)
This benefit will be deducted from Major Critical Illness benefit amount.
Major Critical Illness Benefit:
100% of Sum Assured payable
(after deducting any early CI benefit paid) Benefit is payable if, while the policy is in force, the life assured is diagnosed with a covered Critical Illness or actually undergoes a covered surgery. Please refer to Policy Contract for details on coverage and exclusions.
Young adults can enjoy strong protection without straining their budget with affordable premium.
Instead of lengthy medical examination process, young adults answer a few basic health questions for convenience while still providing essential protection.
Choose either semi-annual or annual mode for premium payment that fit your lifestyle and stay protected simple and convenient.
Get complete protection under one plan, getting both coverage for Life and Critical Illness when life encounters unexpected turn.
Get 24/7 Worldwide Coverage anywhere across the globe.
Enjoy seamless digital experiences with AIA+ application.
Access exclusive member propositions, including discounts for educational, academic, and career growth opportunities.